Address Information Has No Impact on Credit Scores Addresses have no impact on your creditworthiness or your credit scores, so removing former addresses won't help or hurt your score.
- Why did my credit score drop when I moved?
- Does removing old addresses increase credit score?
- Do I need to change my address on my credit report?
- What address is linked to my credit score?
Why did my credit score drop when I moved?
Have you moved recently? Moving house can be a pain – it's stressful, exhausting and expensive. But it can also hurt your credit score. If you've changed your address but not updated this on the electoral register, this could have a negative impact on your Experian Credit Score.
Does removing old addresses increase credit score?
Personal identifying information like names and addresses don't affect your credit score in any way, so an old address on your credit report won't have a direct impact on your ability to secure new credit.
Do I need to change my address on my credit report?
You don't have to worry about giving the credit bureaus your current address. As long as your creditors and lenders have your correct billing address—and they should, so that you can receive your billing statements—the credit bureau will eventually update your credit report to show your most recent address.
What address is linked to my credit score?
Addresses have no impact on your creditworthiness or your credit scores. Your current and previous home addresses, as well as the addresses of employers or places where you may have received mail, appear on your report purely as identifying information.