Use only street address and zip fields for credit card form to meet AVS?

1. Does it matter what address you use for credit card?
2. What is street address credit?
3. Can merchants see your billing address?
4. Why has my transaction been declined?

Does it matter what address you use for credit card?

For credit card verification, you must enter your billing address exactly as it appears on your credit card statement.

What is street address credit?

A billing address is an address associated with your credit or debit card account. When you apply for a credit card online, for example, the address you include on your application will become your billing address. A billing address looks just like a street address.

Can merchants see your billing address?

No, they cannot. Major card networks offer an address verification service (AVS) that merchants can obtain from their merchant bank/card processor/service provider. The service allows merchants to confirm (via the actual card issuer) that the address given to the merchant by the cardholder is correct.

Why has my transaction been declined?

Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.