Itqualityassurance
No – credit checks are done on people, not addresses. Your address is simply used alongside other information to help confirm your identity. You can be linked to other people on your credit report if you share finances with them, such as a joint mortgage.
- Is your previous address on your credit report?
- How long does an address stay on your credit report?
- What addresses show up on credit report?
- What happens when credit check but did not match address?
Is your previous address on your credit report?
Addresses have no impact on your creditworthiness or your credit scores. Your current and previous home addresses, as well as the addresses of employers or places where you may have received mail, appear on your report purely as identifying information.
How long does an address stay on your credit report?
Highlights: Most negative information generally stays on credit reports for 7 years.
What addresses show up on credit report?
Credit reports generally contain addresses you've used for mail or that have been listed on a credit account with your name on it. But some info may be missing because not all creditors report activity to the three major consumer credit bureaus.
What happens when credit check but did not match address?
If the address you provide to lenders does not match your address as it appears on your Credit Report, chances are your application may be declined there and then.
